The bills are flowing in, you are working more hours at work, yet you never seem to catch up. How can you ever save for retirement when you can't even pay all your bills now?

Legacy Financial Planning, LLC has many clients who are learning how to reduce their debt, pay their bills and how to save for the future. We have successfully helped people to lower their interest rates on credit cards to reduce their monthly payments. These people learn how to make a committment to themselves and their families to create a more stable life.

Since different people are at different places in their lives, Legacy Financial Planning offers several different ways to learn to take control of your monthly spending:

The Financial Wellness Program - an exciting online program that allows you to track your spending, see your progress at staying within your planned spending and learn how to set and achieve financial savings goals. This program includes a one year membership. $89.95

Resources - check out our resources page to see the types of books you can get to help you learn more. These books can be found at your local library, purchased locally or purchased online through us. We recommend you check your local library first.

Begin with the first step - Before you can even CONSIDER saving for retirement, you must learn to live within your means. This means you spend LESS each month than you take home. It means living without the use of credit cards on a daily basis. It means being able to make a list of everything you spend and understanding why you are spending for certain things. You have to take responsibility for starting your own recovery.

By late fall 2009, Dr. Sturm will have her new book available on how to create a stable financial future by focusing on just the basics. Watch for it!

If you need help with your financial basics AFTER you have already tried it on your own, Dr. Sturm can help. It takes organization and commitment on the part of the client. Dr. Sturm is available on an hourly basis for this service at $75.00 per hour. This does not include investment advice. Dr. Sturm can also come to your employment to provide basic financial literacy training.

Dr. Sturm's advising on the Financial Basics are designed to teach you how to control the in-flow and out-flow of money on a monthly basis. No investing advice is included.

Call today to start laying your financial foundation!

Legacy Financial Planning, LLC
5901 Airport Blvd. Suite 208
Mobile, AL 36608
(251) 219-4574
(877) 597-2356 toll free