The bills are flowing in, you are working more hours at work, yet you never seem to catch up. How can you ever save for retirement when you can't even pay all your bills now?

Legacy Financial Planning, LLC has many clients who are learning how to reduce their debt, pay their bills and how to save for the future. We have successfully helped people to lower their interest rates on credit cards to reduce their monthly payments. These people learn how to make a committment to themselves and their families to create a more stable life.

Since different people are at different places in their lives, Legacy Financial Planning offers several different ways to learn to take control of your monthly spending:

Level 1: The Financial Wellness Program - an exciting online program that allows you to track your spending, see your progress at staying within your planned spending and learn how to set and achieve financial savings goals. This program includes a one year membership.

Level 2: Limited Financial Basics Program - 2 month membership. This program consists of a one year membership in the Financial Wellness Program plus during the 2 months: up to one hour a month of podcasts from financial professionals; one phone call up to one half hour in length from Dr. Sturm to answer questions about the Financial Wellness Program or budgeting basics and a series of 2 monthly emails to remind you to keep track with your Financial Basics Program. This is a mini version of the 6 month membership program.

Level 3: Financial Basics Program - 6 month membership. This program consists of a one year membership in the Financial Wellness Program, during the 6 months: up to one hour a month of podcasts from financial professionals targeting your questions on motivation, recognizing financially related addictions or co-dependancy, the importance of giving, the workings of your local bank, credit report basics, participating in flexible spending plans, and the psychology of getting ready to start investing; two phone calls up to one hour in length from Dr. Sturm to answer questions about the Financial Wellness Program or budgeting basics; and a series of 6 monthly emails to remind you to keep on track with your Financial Basics Program to create a stable foundation.

Level 4: Advanced Financial Basics Program - 6 month membership. This program includes everything in the Financial Basics Program Plus up to one hour a month of personalized one-on-one coaching from Dr. Sturm.

So how much does each of these cost? They are packaged to provide optimal savings to you:

Level 1: The Financial Wellness Program - 1 year membership                                                                              $   89.95

Level 2: Limited Financial Basics Program - 2 month membership includes:

• The Financial Wellness Program - 1 year membership                                                                                     $   89.95
• Up to 1 hour a month of podcasts from local experts on financial basics                                                      $300.00+ value
• 1 phone call up to 1/2 hour from Dr. Sturm to answer any budgeting questions                                     $   75.00 value
• Monthly email reminders to encourage staying on the program                                                                  $   35.00 value
                                                                                                                                                     Total value                   $499.95
                                                                                                                                                     Your cost                    $297.00
                                                                                                                                                     A savings of 41% or   $202.95

Level 3: Financial Basics Program - 6 month membership includes:

• The Financial Wellness Program - 1 year membership                                                                                      $   89.95
• Up to 1 hour a month of podcasts from local experts on financial basics                                                        $900.00+ value
• 2 phone calls up to one hour each from Dr. Sturm to answer any budgeting questions                           $300.00 value
• Monthly email reminders to encourage staying on the program                                                                    $100.00 value
                                                                                                                                                   Total value worth          $1,389.95
                                                                                                                                                   Your cost:                       $   795.00
                                                                                                                                                   A savings of 43% or       $    594.95

Level 4: Advanced Financial Basics Program - 6 month membership includes:

• The Financial Wellness Program - 1 year membership                                                                                     $   89.95
• Up to 1 hour a month of podcasts from local experts on financial basics                                                       $900.00+ value
• 2 phone calls up to one hour each from Dr. Sturm to answer any budgeting questions                          $300.00 value
• Monthly email reminders to encourage staying on the program                                                                   $100.00 value
  Plus 
• Up to one hour a month of one-on-one personalized coaching with Dr. Sturm                                      $900.00 value
                                                                                                                                                  Total value worth          $2,289.95
                                                                                                                                                  Your cost:                       $1,295.00
                                                                                                                                                   A savings of 43% or      $    994.95

Additional hours with Dr. Sturm will be billed at the standard rate of $150.00 per hour.

The Financial Basics Program levels are designed to teach you how to control the in-flow and out-flow of money on a monthly basis.
No investing advice is included in this program.

Call today to start laying your financial foundation!

                                                                                                                         Please call Dr. Diana Sturm at:

Legacy Financial Planning, LLC
5901 Airport Blvd. Suite 208
Mobile, AL 36608
(251) 219-4574
(877) 597-2356 toll free